The complete digital lending stack for modern lenders.
DigiOps is an end-to-end digital lending platform — LOS, LMS, and DDMS — built for banks, NBFCs, and FinTechs who need to originate, disburse, and manage loans at scale with full regulatory compliance.
What this solves
Loan Origination Takes Too Long
Legacy LOS systems with manual steps and paper-based workflows delay disbursals and push applicants to faster, digital-first competitors.
Manual Underwriting Increases NPAs
Without automated bureau checks and configurable rule engines, underwriting quality varies by analyst, and NPA rates climb.
Compliance Reporting Is a Nightmare
RBI, NHB, and SIDBI filings require clean, structured data that legacy systems simply can't generate automatically.
Everything you need
Loan Origination System (LOS)
End-to-end digital application, bureau checks, underwriting, and approval workflow.
Loan Management System (LMS)
EMI scheduling, collections, prepayment, foreclosure, and full account lifecycle management.
Document Management (DDMS)
Secure digital storage, indexing, and retrieval of all loan documents with role-based access.
Configurable Rule Engine
Set underwriting rules, eligibility criteria, and approval logic without developer involvement.
Bureau Integrations
Native CIBIL, Experian, CRIF, and Equifax integrations. Automated pull and scoring in under 2 minutes.
Regulatory Reporting
Auto-generated RBI, NHB, and SIDBI compliance reports. Audit-ready at all times.
From zero to live in minutes
Step 1
Digital Application
Borrower completes the journey online or through a dealer/DSA app. Fully paperless.
Step 2
Document Verification
FastKYC integration verifies ID and income documents automatically in under 3 minutes.
Step 3
Bureau Check
Automated CIBIL/Experian pull and credit scoring in under 2 minutes.
Step 4
Underwriting Engine
Rule engine evaluates eligibility, calculates risk, and generates a sanction letter automatically.
Step 5
Disbursal
Fund transfer to borrower account with digital agreement execution via e-sign.
Step 6
Loan Servicing
Automated EMI reminders, collection workflows, and account statements through the full loan lifecycle.
Industries
Who Uses It
Loans Processed
Disbursal Time
NPA Reduction
Platform Uptime
DigiOps transformed our loan origination — disbursals that took 3 days now happen in hours. Our DSA network grew 2x because we're faster than any competitor.
Priya Sharma
VP Operations, FinServ Ltd
Ready to get started with DigiOps?
Book a personalised demo and see how DigiOps fits your operations.